What is Scheduled Personal Property
Scheduled Personal Property Endorsement
This endorsement allows you to protect valuable items that you specifically list on your policy. The amount of coverage should equal the price it would cost to replace the item. The base home insurance policy typically does not fully cover these types of items. Usually no deductible applies to this coverage.
Classes of Personal Property
Below are the typical items you would schedule (individually list) on your homeowners insurance policy:
Jewelry
Bicycles
Gun Collections
Furs and garments trimmed with fur or consisting principally of fur
Cameras, projection machines, films and related articles of equipment
Musical Instruments and related articles of equipment
Silverware, silver-plated ware, goldware, gold-plated ware and pewterware, but excluding pens, pencils, flasks, smoking implements or jewelry
Golfer's Equipment, meaning golf clubs, golf clothing and golf equipment
Fine Arts
Stamp Collections
Coin Collections
If you have any questions about a condo quote, please contact us at 201-340-4080.
"Disclaimer: The content contained in this blog is for informational purposes only. It should not be considered insurance advice since every client's needs and circumstances are different. Bergen Insurance Group, LLC makes no representation as to accuracy, completeness, currentness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All statements represent the sole opinion of the author and is provided on an as-is basis. For an actual description of all coverages, terms and conditions, refer to your insurance policy.”
