2 min read
Named Peril vs Open Peril
Perils are considered causes of loss. There are named perils and open perils.
2 min read
Landlord Policy For A Rental Property
Landlord insurance is designed to help protect individuals or LLCs who own Residential Rental or Investment Properties from the risk associa
3 min read
HO3 or HO5 Home Insurance Policy - What's the BIG Difference?
The benefit of having an H05 policy is that you are covered in additional circumstances for damage to your personal property.
2 min read
Homeowners Insurance - Policy Coverage Summary
This summary highlights the notable coverages and exclusions associated with a typical homeowners insurance policy.
2 min read
New Jersey Earthquake Insurance Availability Notice
A typical Homeowners insurance policy does not provide coverage for damage from an earthquake.
1 min read
Does My Home Insurance Cover A Flood?
Whether you are in a flood zone or not, you may want to consider purchasing flood insurance either through the NFIP or Private Flood Insuran
2 min read
Home Insurance - What Is Covered
This summary highlights some notable coverages associated with your homeowners insurance policy and is only provided as guidance in helping
2 min read
How Much Should I Insure My Home For?
How much should you insure your home for? Most people believe they should insure their home for the purchase price or mortgage loan...
2 min read
Why Purchasing a Personal Umbrella Policy is a Wise Decision
Why Purchasing a Personal Umbrella Policy is a Wise Decision One of the most important insurance policies you can buy is the personal...
