

Named Peril vs Open Peril
Perils are considered causes of loss. There are named perils and open perils.
2 min read


Landlord Policy For A Rental Property
Landlord insurance is designed to help protect individuals or LLCs who own Residential Rental or Investment Properties from the risk associa
2 min read


HO3 or HO5 Home Insurance Policy - What's the BIG Difference?
The benefit of having an H05 policy is that you are covered in additional circumstances for damage to your personal property.
3 min read


Homeowners Insurance - Policy Coverage Summary
This summary highlights the notable coverages and exclusions associated with a typical homeowners insurance policy.
2 min read


New Jersey Earthquake Insurance Availability Notice
A typical Homeowners insurance policy does not provide coverage for damage from an earthquake.
2 min read